💵 Are your finances in recovery too?

Good Morning! We're the DailyFix. We're the Al to your Tim Taylor, yelling at you to look out even though you might never listen...

Here’s what's in store for you today:

• 🎨 Daily Motivation: Be Present

• 💰 Let's Learn: Will I Ever Recover Financially?

• ✒ Journal Prompt

• 😂 Meme of the Day

🎨 Daily Motivation: Be Present

Don't focus on who you once were, you're not that person anymore.

💰 Let's Learn: Will I Ever Recover Financially? A Personal Story

I remember sitting in a meeting a few months into recovery, & sharing the following words: “The 9th step promises that fear of economic insecurity will leave us. That’s gotta be total b.s. There's no way I’ll ever be financially stable after the messes I’ve created.”

Cut to a year later, Hurricane Sally bore down on my small Alabama town for hours & caused us to be without power, work, or any necessity for almost 2 full weeks. But thanks to a small savings account, we survived that 2 weeks. A SAVINGS ACCOUNT! A year before, I had no idea how I would pay for my son’s diapers, let alone put money away for savings.  

It turns out that while I worked my recovery program, I was also slowly recovering & rebuilding financially. Here are a few steps I took to get my bank account back on track:

I expanded my personal inventory. Working on my 4th step to "make a searching & fearless moral inventory of myself" was a daunting task that took what seemed like forever. But through taking an actual account of what I’d been through, & where I was now, I was able to set long & short-term goals, including paying off old debts, & putting away money for an emergency.

I remember one of my first goals was to afford Christmas for my son without needing help from any programs. In 2020, 1.5 years into recovery, I made that goal.  Now I focus on paying off old debts; I racked up plenty of those when I used. 

Some other things I did included separating my needs from my wants, I worked on sticking to a budget, & secured a job I felt passionate about (you have to enjoy making money before you’ll ever want to make more of it). I also participated in free online financial counseling courses, & started actively working to repair my credit. 

Click here for more information on free financial literacy courses.

I’m not saying it’s easy or it’s quick. But with consistent, diligent work, you can overcome your financial losses & find out a lot about yourself in the process.  

✒ Journal Prompt ✒

What are the things in life that make you smile?

Write a paragraph or two or a simple gratitude list describing the things in your life that make you smile. How do these relate to your recovery? How can you show you are thankful for these people, places, & things? 

😂 MEME OF THE DAY 😂